Conference on Auto Lending

The Conference on Auto Lending, hosted by the Federal Reserve Bank of Philadelphia, serves as a pivotal forum for the presentation and discussion of academic and policy-relevant research focused on various aspects of auto lending and consumer finance. This biennial conference brings together policymakers, practitioners, and researchers to examine the complexities of auto loans, a significant component of household debt that impacts consumer spending, financial resilience, and market dynamics. With rapid changes in vehicle technology and business models, as well as evolving data analytics, the conference provides an essential platform to address the reshaping risks and opportunities present in the auto finance ecosystem.The conference will feature sessions dedicated to new and used vehicle lending, leasing practices, auto loan securitization, and regulatory frameworks affecting the auto lending landscape. Additionally, innovative technologies and artificial intelligence applications in auto lending will be a focal point of discussion. Topics for submission include consumer demand and vehicle choice, loan pricing and contract design, credit risk modeling, dealer intermediation, and borrower outcomes. The event also invites exploration of critical issues such as fair lending practices, subprime market structures, loss mitigation strategies, and the role of alternative data in decision-making processes. Authors are encouraged to submit completed papers or drafts for consideration, with selected papers invited for presentation at the Federal Reserve Bank of Philadelphia, fostering an environment of collaboration and knowledge sharing among experts in the field.